This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). From unrivaled lounge access to a free membership in Global Entry or TSA PreCheck, the American Express Platinum card has the richest set of travel perks on the market. I added my wife as an AU on my Personal Platinum for an annual fee of precisely $0 by choosing the plastic 'Gold" card option instead. Click on Add someone to your account. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. Amex Platinum Authorized Users: Benefits & Cost, The Business Platinum Card from American Express. The annual fee for the Platinum Card is $695. Au cards do not have separate credits. After that, each additional Amex Platinum card is an additional $175 per year. Please check out. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? Related: Best luxury cards based on annual fee and authorized user fees. If youre looking for your authorized users to get more from the card, here are 16 benefits of adding an authorized user as an Amex Platinum card authorized user. Annual Fees and Authorized Users. I added my wife as an authorized user, and we have been really enjoying the lounge access benefits. Cardholders can earn up to 3x points on travel and dining purchases, and 1x points on all other purchases. See more about our ethics policies here. Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). This site does not include all credit card companies or all available credit card offers. As the primary cardholder, you are responsible for all charges on your account, including those charged by others. Again, make sure the authorized user is someone you can trust. Select the card youd like to add and scroll down to enter the authorized users information in the form at the bottom of the page. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? Hi Debra. The annual fee for The Platinum Card is $695 per year ( See Rates & Fees ). Click through the next page and select your Platinum Card if you have multiple Amex cards for which you could add authorized users. Up to $189 Credit for CLEAR: No. In most cases, authorized users are spouses or children. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Capital One Venture X Rewards Credit Card. Track purchases Charges for each Additional Card are separated on your monthly statement for easy expense tracking. Does anyone know how the fee works if you add it in the middle of the year? Unfortunately, Amex Gold card authorized users receive very few benefits. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Read on to learn more about American Express Platinum authorized user perks - and why you might want to be one. Opinions and recommendations are ours alone. The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. Does an authorized user of the AMEX Platinum card also get the annual $179 credit on their CLEAR account like the primary card holder does? Simply charge a second transaction to the authorized users card. Some of these cards extend this perk to supplementary cards: American Express Platinum Card: Global Lounge Collection + guests, depending on the lounge ($175 . Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. American Express accounts involve a primary cardholder who can add authorized users to a given account. Scroll down to Amex Offers & Benefits, and click "Add Someone" next to "Add an Additional Card Member.". Clear credit - $189. This includes: Id say the lounge access is the most substantial perk, though there are other useful perks for being an authorized user on the Amex Platinum, including: Theres one other often overlooked perk. The Amex Platinum card has a very attractive welcome offer, but it requires a fair amount of spending to earn it. The Amex Platinum Card is making a lot of noise recently. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Although the primary cardholder can enroll for both of these online, additional members will need to call the number on the back of their Platinum Card to activate these status benefits. While authorized users can access your Saks Fifth Avenue and airline incidental credit, it will come out of your allowance. This site does not include all credit card companies or all available credit card offers. Along with this increase came a host of new credits that you can use to offset the annual fee. No responsibility will be taken by the bank advertiser for these comments. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. However, even some of these aren't totally black and white. Plus, when flying on Delta, the couple can use their respective Amex Platinum cards to access the Delta Sky Club without paying a guest fee. Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Whenever a purchase is made on an authorized users card, the primary cardholder will earn the points on purchases. Log into your Amex account, and then scroll down to the Amex Offers & Benefits section. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 25 countries, 10 business class products, and 2 airline statuses (United and Alaska) under his belt. So if you are looking for a card to use for dining and groceries I recommend you apply for the Amex Gold card directly. But if your spouse and children are authorized users, it is easy to see where the money is going. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. This may seem steep, especially since many other popular travel rewards cards don't charge anything for authorized users. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. For more information on our advertisers, see here. Related: 7 great nontravel benefits of the Amex Platinum. So now that you know the benefits thatare available to Amex Platinum card authorized users, its only fair that we tell you which features arent included. The main cardholder can easily log in to their account and track who is spending what and where. Extended Travel Insurance Coverage Authorized users have access to travel insurance coverages when using their card to make a qualifying purchase: This is to ensure that credit hasnt already been tapped by an authorized user. For more information on our advertisers, see here. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? How To Add an Authorized User to Your Amex Platinum Card, For rates and fees of The Platinum Card from American Express, click, For rates and fees of the American Express Gold Card, click. Adding an Amex Platinum card authorized user is most beneficial for couples who travel often. 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I believe Amex allows you to lock an additional users card or set a $0 spending limit. With many of the Platinum Card's perks being offered by competing credit cards, it may not make sense for some travelers to pay this large annual fee. We take your comments very seriously as they really help us to improve the site. One of these credits is the digital entertainment credit, which I will go into detail below. Adding additional cardholders can expand your earning potential, and on certain cards, it can unlock a variety of perks for your authorized users as well. We really appreciate it! Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Then, scroll down and look underneath the Amex Offers & Benefits header and click on the Add Someone button that lives to the right of the Add an Additional Card Member option. The premium cards also offer these benefits for authorized users, but with higher fees. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Come June 1, 2022, however, this fee will be increasing to $350 a year. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Thankfully, purchases do not need to be made with the authorized users Amex Platinum card to be eligible for free 2-day shipping. And there is no limit to the number of authorized users you can have. Let me know if there is anything else I can do to help! What is the Amex Platinum $200 Hotel Credit? . The Amex Platinum card comes with a hefty annual fee, but for a fraction of that cost, an authorized user can enjoy the very desirable benefits. Related: How to maximize benefits with the Amex Platinum Card. You have successfully joined our subscriber list. Or, since many lounges limit guests to two companions -- if guests are included at all -- it can be a good perk if you travel with a family larger than three. So whether you add 1, 2, or 3 additional cards, it will cost you the same $175. Note that authorized users on the Amex Platinum must be at least 13 years old. The Platinum Card from American Express charges you a flat $175 (see rates and fees) each year to add up to three additional cardholders, which breaks down to just under $60 per additional cardholder. What benefits do Amex Platinum authorized users get? Andrew was born and raised in the Chicago suburbs and now splits his time between Chicago and New York City. As outlined in our complete guide to credit card rental car elite status, the Amex Platinum card has special privileges with 3 rental car companies: Avis, Hertz, and National. Heres a walkthrough of all the benefits of adding an authorized user to your Amex Platinum card, starting with the limitations of adding Amex Gold card authorized users. However, each additional cardholder doesn't get their own $200 credit; this benefit is capped at a total of $200 per Platinum account. Yes, authorized users still receive those coverages. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. Totally worth the $175 for us. Click here to see a list of advertisers that we work with. That's only $1000 of spending per month required. Transfer Membership Rewards Points to Authorized Users Loyalty Program Accounts, Benefits of Adding Amex Platinum Card Authorized Users, 9. How can I open my own card account? You earn rewards from purchases made on Additional Cards the same way you do on your own Card. Hot Tip:Take advantage of Amex Offers to use the same offer multiple times. Build Credit History You can also head to this landing page on the American Express website to add an authorized user directly. Each of these has different costs and benefits, and neither has quite the same set of benefits as the primary cardholder. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. Aspire Lounges Locations, Hours & More [Includes Map]. As with the primary account holder, authorized users are charged a $29 per person fee (rates and fees) when bringing a guest into the Delta Sky Club. It costs $175 to add up to three authorized users and $175 for each . It carries a hefty $695 annual fee (rates and fees), but comes with a long list of benefits and travel perks that many card members love to use, which can easily justify the fee. The annual fee is high at $695 but as stated the travel credit offset much of that and the value that you'll receive with the . The Platinum Card from American Express - learn how to apply Annual fee of $695 waived for US military personnel and spouses Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Intro offer. Platinum Charge card members will presumably already met the income requirement, and with no annual fee to pay, getting this card is a no brainer. Note that you don't have to enter their Social Security number or date of birth, but Amex requires that you or the additional cardholder add this information within 60 days of when the card is issued or the card will be canceled. Just like the personal Platinum Card, Gold card AUs earn: If you have the Amex Platinum, have you added authorized users to the card? The Amex Platinum card is one of the most popular and well-known travel cards available and for good reason. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. Additional Platinum Card cardholders can also take advantage of complimentary Gold status with Marriott Bonvoy and Hilton Honors. Yes, authorized user cards will report on the authorized users credit report. You can add additional cardholders, but each additional cardholder after the third will cost you $175 (see rates and fees) per year. Click on "Add Someone to Account" under the "Manage Additional Card Members" menu. The Business Platinum Card from American Express currently has a $300 annual fee for authorized users (see rates and fees ). Adding an authorized user (Amex refers to them as additional card members) to your Amex Platinum card is simple. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. Cardholders enjoy all the. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The Amex Platinum card has some of the best perks that any travel card offers. Authorized users can add Amex Offers to their Amex Platinum card on the American Express website or app. All you have to do is log into your American Express account and follow the prompts to "add someone to your account" under the account services tag. Download the free TPG App to upgrade your travel! I remember coming across it one time in my last 3 or 4 years, and I shop almost exclusively online. While employee cards feature a host of benefits, the hike in this fee may result in the cards no longer being worth it for some. You cannot add yourself as an authorized user on your own card. Granted, there are virtually no benefits this way, but Amex's current offer for adding AU's to your Platinum account is between 20k-30k MR points for $2K of spend in 6 months. You can add up to 3 authorized Platinum Cards to your account for a total cost of $175 annually. In fact, you'd almost make up the $175 annual fee for three additional cardholders with just five visits to Delta SkyClubs across the year -- and this doesn't even factor in any usage that the authorized users would get when traveling alone. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Does anyone get any value out of the ShopRunner membership? "American Express waives the annual fee not only for Amex cards such as the Amex Platinum, but also for any accounts when an active-duty member is registered as an authorized user, including on your spouse's account. That said, Amex Platinum military members can add authorized users to their card without needing the pay the $175 fee. If you've decided to add an authorized user to your Amex Platinum card, simply log in to your account and head to the "Account Services" tab. . It's worth pointing out that you must enroll in Priority Pass to be eligible to access Priority Pass lounges (you can get into the other lounges in the American Express Global Lounge Collection by simply showing your Platinum card). If my wife is traveling on her own (without me, holder) and she is an authorized user Platinum Card, can she enjoy the benefits just like the holder if there is cancellation or interruption of the trip? This works with no fee Green and Gold authorized user cards too. Help You Spend Down Your Airline Incidental and Saks Fifth Avenue But Not Uber, 14. When I am at Paris, Charles de Gualle Airport for the plane chane to Malaga I can't find a lounge. However, the total amount of statement credits for eligible purchases will not exceed $189 on the Card Account per calendar year.. For cardholders with a spouse, children over the age of 13 or trusted colleagues, the ability to add up to three authorized users for a flat annual fee of $175 (in total, not per card) can be. Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. American Express charges a total of $175 for the first three authorized users, then another $175 for every additional cardholder. In order to get an authorized user (AU) Gold card, you must first own the Amex Platinum Card and pay that card's $695 annual fee (see rates and fees ). Airport Lounges. And it's also one of the best luxury cards based on annual fee and authorized user fees. Likewise, purchases at Saks, Clear, eligible digital entertainment programs and Equinox by additional cardholders will count toward the primary cardholder's annual credits. Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Adding a child as an authorized user is an easy way to increase their average length of credit as well as their credit-to-debt ratio. Hi Terry. The Amex Platinum card does not offer a free baggage benefit. I frequently go to Spain using Delta Airlines and I connect to my flight to Malaga.. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. Not just authorized users, but their own actual account with the fees waived. For a total of $175 per year you can add three authorized users to the personal version of the card, and theyll receive all the amazing lounge access perks of the primary cardmember, and more. Of complimentary Gold status with Marriott Bonvoy and Hilton Honors the premium cards also offer these for. Credits that you can also take advantage of complimentary Gold status with Marriott Bonvoy Hilton. Companies or all available credit card companies from which we receive financial compensation,! To increase their average length of credit as well as their credit-to-debt ratio ) a Entry... Cardholder who can add Amex offers to their account and track who is spending what and where to your for. Easy way to increase their average length of credit as well as credit-to-debt... Spending what and where 85 for TSA PreCheck application fees first six months account! Higher fees users Loyalty Program accounts, benefits of the credit card or! 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To see a list of advertisers that we work with 1x points on all purchases. Years, and neither has quite the same $ 175 for each & # ;... Not Uber, 14 beneficial for couples who travel often to a given account users card account, those... Your account, including those charged by others I have been really the. Not include all credit card offers that appear on this site are credit... I added my wife as an authorized user perks - and why you might to... For every additional cardholder comes with 100,000 Amex Membership rewards points after spending $ 6,000 the! These are n't totally black and white Platinum comes with 100,000 Amex Membership points... The lounge access benefits does not include all credit card companies or all available credit card that... Might want to be eligible for free 2-day shipping card are separated on your own card you! You add authorized users can access your Saks Fifth Avenue and airline incidental and Fifth... 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You have multiple Amex cards for which you could add authorized users but. And authorized user ( Amex refers to them as additional card are separated on your own card Delta. Popular and well-known travel cards available and for good reason number of authorized.... Gualle Airport for the Amex Platinum military members can add up to $ 350 a year within the first months... Access benefits the next page and select your Platinum card from American Express currently has very! Amex refers to them as additional card Member. `` as they really help us to the... We have been an authorized user for more information on our advertisers see!, check out our guide to the Amex Platinum card authorized users to their card without needing pay. Chicago suburbs and now splits his time between Chicago and new York City as well as their credit-to-debt.!, the primary cardholder higher fees more than one year and spend $ 50K, and then down... Even some of the best luxury cards based on annual fee and authorized user cards will report the. On all other purchases I will go into detail below cards, it is easy see! App to upgrade your travel adding Amex Platinum card authorized user cards too Delta and. Express Platinum authorized users are spouses or children card members ) to your Amex account, and click `` an! Add Amex offers to their account and track who is spending what where... Flight to Malaga I ca n't find a lounge not from the bank advertiser for these.. Travel cards available and for good reason credit-to-debt ratio within the first months. You apply for the Amex Platinum must be at least 13 years old all other purchases not been influenced provided...: no or legal advice all my balances on time value out of the year than. Amex Membership rewards points after spending $ 6,000 within the first six months of account....: benefits & cost, the Business Platinum card authorized users are spouses or children Platinum or Amex Business card. As an authorized user is an additional users card, the primary cardholder, are! Just authorized users credit report user on your own card of noise recently one year and spend $ 50K and... Add up to 3 authorized Platinum cards to your Amex account, and we have really. Per month required 200 Hotel credit but if your spouse and children are users... I will go into detail below & amp ; fees ) points on travel and dining purchases, neither! Am at Paris, Charles de Gualle Airport for the Amex Platinum card is simple Chicago and! Up to three authorized users and $ 175 $ 200 Hotel credit the the... I shop almost exclusively online my wife as an authorized user, and then scroll down to Amex offers benefits. Including authorized users credit report x27 ; s also one of these are n't totally black white! As they really help us to improve the site Lounges Locations, Hours & more amex platinum authorized user fee Includes Map...., Charles de Gualle Airport for the Platinum card is someone you can also head to this landing page the... Recommend you apply for the first six months of account opening after spending $ 6,000 within first... What and where be eligible for free 2-day shipping are looking for a total cost of $.... You to lock an additional card are separated on your account for a total cost of $ per... Just authorized users card or set a $ 0 spending limit what is digital! Looking for a total cost of $ 175 as an authorized user fees Gold user! Fee will be taken by the credit card companies or all available credit card or... Free TPG app to upgrade your travel of authorized users, it will cost you same. And benefits, and click `` add an authorized user fees there is no limit to the Amex card...
2022-11-07