This credit union is federally insured by the National Credit Union Administration. Generally, a good credit score is above 640 or 660. As an added convenience to our members, Americas First Federal Credit Union now offers CARFAX Vehicle History Reports at a Members discount. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. Calculate Your Payments. To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account. You can also refinance your existing vehicle loan to acquire a lower rate or payment. How can I find branch locations and hours of operation? For added convenience, most forms may be completed online before printing. America First Credit Union members have access to some of the finest lending resources in town. The credit score you need to get an auto loan depends on the lender, but the average borrower will need a score in the low 700s for a new car loan and mid-600s for a used car loan. Its easy to become a member and begin to take advantage of our wonderful products, services; as well as the other benefits we offer. Apply Online call 1-800-633-8431 or Visit a Branch Check out our rates Low rates. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits: With America First you can get an even lower interest rate on your personal loan when you secure your loan with your Share Savings Account or Certificate Account. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Financing up to 100% of value available as indicated by NADA. America First Credit Union This calculation reflects amounts in U.S. If you receive a suspicious email or text message we encourage you to report it by emailing us atphishing@americafirst.com. Privacy Policy Your credit score plays a huge role in determining your loan rate. Provide us a copy of your Insurance Binder and/or Policy as required for your auto loan. America First has low-rate financing options for your complete financial needs. Spend some quality time with your budgetif you dont have one, now is a great time to make one. Ogden, Utah 84409. America First Federal Credit Union does business as (DBA) America First Credit Union. Used auto loan rates priced as low as new car rates. View All Rates FHA Loans Federal Housing Administration (FHA) loans are insured by the federal government, and generally come with a lower down payment and less requirements. We will not respond with personal or confidential information. This form should be used for suggestions and general questions only. All Rights Reserved. Common situations include changing an address, establishing a payroll direct deposit, or disputing a Visa purchase. Here's everything you need to know about America First Credit Union auto loans: Starting APR: 2.99% Loan amounts: Not disclosed Loan terms: Maximum 96 months Minimum required credit score: 760 Application fee: Not disclosed I could not have made this payment anywhere online. Submit requested insurance information electronically. We partner with TruStage to offerextra insurance coverage at special pricing to protect your vehicles and more. Imagine your interest rate falling each month as you make your vehicle payment. Before continuing to your application, tell us a little more about your membership status: Already applied and need a status update? For other vehicle loansincluding RVs, boats, motor homes, motorcycles and much more, we can help with financing. Purchase from online vehicle retailer is not permitted. Contact a representative to learn more. PO Box 9199 This is not an offer of credit and is subject to the terms and conditions of America's First Federal Credit Union, not all borrowers will qualify, subject to approval and underwriting standards, restrictions may apply. Where can I find COVD-19 related branch hours? Flexibility to use your loan for any expense - from vacations to special purchases. Stop into one of our many local branches to learn more, apply online or call 1-800-999-3961. Return completed forms to any America Firstbranch locationwith your identification. With a solid credit score your Personal Loan from America First can be used for any expense and offer the following benefits: Flexibility to use your loan for any expense - from vacations to special purchases. Enjoy the best in member service, where people come before profit. Your interest rate drops with every on-time payment. Do not include personal or confidential information such as account numbers, social security numbers, or other personal identifying information in this message. Links to external third-party sites are provided for your convenience. Requirements for a Medallion Signature Guarantee. This credit union is federally insured by the National Credit Union Administration. Its easy to get sucked into horror stories about things like foreclosures and student debt, but a little knowledge and preparation will make your own loan story a lot happier and a lot less dramatic. Use CommunityAmerica's free auto loan calculator to estimate your monthly payments on a your next new or used car. You are now leaving American First Credit Union. Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. This credit union is federally insured by the National Credit Union Administration. Please use your online banking credentials to begin the application process. Dollars. Available only on last 5 years of car models. You are about to visit a site not owned by America First Credit Union. How much can I lower my monthly payment with a new Auto Loan? At American First Credit Union, our associates can assist you in refinancing your vehicle loan, even if your loan is currently serviced somewhere else. Get an idea of the interest rates for the products you want. Do you know the difference between a secured and unsecured loan? Our repos include cars, autos, motorcycles, RVs, trailers, boats, ATVs, and more. All loans subject to credit approval. Pays the difference between what you owe on your vehicle and what your insurance will pay if it is totaled or stolen. By financing the purchase of a new vehicle, or refinancing an existing auto car loan, members will save even more money each month. Products are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Fraud Alert Text/SMS Notification Terms and Conditions. Additionally, knowing your credit score before you go loan shopping will save you some time by making it easy to weed out offers youre not eligible for. Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. First Service Credit Union is an Equal Housing Lender. This field is for validation purposes and should be left unchanged. Ogden, Utah 84409. 2022 America First Credit Union. CARFAX Vehicle History Reports are available on all used cars and light trucks model year 1981 or later. Change insurance options on your loan account. America First Credit Union respects your privacy. Join Us for the 2023 Souper Bowl of Caring, Gratitude is the Attitude for America First Volunteers, America First Credit Union Partners with University of Arizona to Sponsor Athletics Program, America First Credit Union Presents Concert Series at Ak-Chin Pavilion in Phoenix, America First Leads the Way in Volunteering at Tabithas Way, Fraud Alert Text/SMS Notification Terms and Conditions. Please contact American First Credit Unionif you need to provide confidential information. America First Credit Union respects your privacy. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. America First Credit Union Credit history is one of the main factors lenders consider to determine auto loan approval. Select a flexible term that fits your life. We will not respond with personal or confidential information. You've done your research, and you know what vehicle you want to buy; now you need to find the best auto loan available. Please note that America First is not responsible for any information, content, or products on third-party sites. AmFirst does not provide, and is not responsible for, the product, service, overall website content, or policies of third-party sites. USA Patriot Act Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment. You will need the following information in order to complete the application: Important Information about Procedures for Opening a New Account. These local dealers can help you purchase your vehicle and complete your AmFirst loan documents on the spot with the same rates and terms that we offer in our branches. Life is complicated, but America First can help you keep pace with low-rate Personal Loans. It may take up to 72 business hours to receive a response through this form. Vehicle & Car Loans. America First Federal Credit Union does business as (DBA) America First Credit Union. The results of using this calculator may not be applicable or accurate with regard to your individual circumstances. America First Federal Credit Union does business as (DBA) America First Credit Union. Our Visa credit card comes with free, comprehensive ID theft recovery. All loans are subject to credit approval. Some types of information that a CARFAX Report may include are: You are leavingamfirst.orgto go to third-party website. This linked site is not bound by the America First Privacy Policy found by clicking here. What is America First Credit Union's routing and transit number? Apply Now. And we are now proud to offer excellent Nevada car loan options as well. You may also qualify for discounts based on your existing membership or because you have other banking products with your credit union. And our low rates are a great reason why. Simplify your life and budget by consolidating bills and having a single payment. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . Personal and confidential information should not be sent via email. Unlock Extra Funds With a home equity loan, home is where the cash is! Change your name on America First records. Where can I find COVID-19 Information & Updates? Where can I find COVID-19 Information & Updates? The five tips below will help you shop smarter for the loan thats right for you. Save more money while paying off your loan. Insurance products may be sold through . Use Your Home's Equity Benefit from low introductory rates on a line of credit. America First Credit Union offers a variety of auto loan options, including auto refinancing, to borrowers in Utah and Nevada. Also, there will continue to be no transaction fee if you are using the transfer function in Online Banking to make a payment. You're Covered! Please be advised that we do not represent either the third-party or you if you enter into a transaction. If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Where can I find COVID-19 Information & Updates? Please note that America First is not responsible for any information, content, or products on third-party sites. Save money on the vehicle you already drive. All Rights Reserved. Finding and funding your vehicle is easy. Dollars. That's our AmFirst promise. Offered exclusively online and at our local branches. Where can I find COVID-19 Information & Updates? Should I refinance my Auto Loan at a lower rate? All loans are subject to credit approval. We are not liable for any failure of products or services advertised on those sites. Be rewarded with an annual 2.00% APR** discount, by making automatic payments on time and providing insurance and title requirements. . This extra $20 payment was not on their online banking platform. Generous terms. Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. Since most of us will need to apply for a loan at some point in our lives--whether it be for a car, a home or an education--it's vital to understand how lending works at a bank or a credit union. Please use your online banking credentials to begin the application process. If you have specific questions about your accounts, please log into online banking and submit a secure message or call 205-320-4000. . FHA loans require Mortgage Insurance Premium (MIP) and a minimum credit score. Do it online, over the phone, or in person! Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. Experience a stress-free car shopping process from pre-approved funding to getting the keys in your hand. Add 1.00% to rate if vehicle is older than 4 years *** Refinancing not available on existing NYU FCU auto loans. How can I find branch locations and hours of operation? This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . PO Box 9199 For more informationclick here. . Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Everyone wants something a little different in a car. Have your paycheck automatically deposited to your account. You will need the following information in order to complete the application: Important Information about Procedures for Opening a New Account. How can I find branch locations and hours of operation? You are about to visit a site not owned by America First Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Every CARFAX Report contains information that can impact a consumers decision about a used vehicle. When you're vehicle shopping, you probably have the perfect car, truck, SUV or van in mind. America First Credit Union respects your privacy. Dollars. Simply submit your on-time payment and watch your interest rate fall. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Do not include personal or confidential information such as account numbers, social security numbers, or other personal identifying information in this message. This linked site is not bound by the America First Privacy Policy found by clicking here. And be sure to visit our insurance page for the best in: Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This calculator is provided by Americas First Federal Credit Union (AmFirst)and is intended solely for general information and educational purposes. To qualify, vehicle must be 2015 model or newer, and member must have a credit score greater than or equal to 760. Please note that America First is not responsible for any information, content, or products on third-party sites. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Purchase Credit union loan versus 0% dealer financing? America First Credit Union You are leaving the American First Credit Union website. Where can I find COVD-19 related branch hours? Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Get great auto deals with the Costco Auto Program and receive a Costco Shop Card up to $150 when you finance your Costco Auto purchase through Credit Union West. Stop into one of our many local branches to learn more, apply online or call 1-800-999-3961. Government Issue ID/ drivers license/ State ID or passport with current address, Title information, including salvaged or junked titles, Accident indicators, such as airbag deployments. , content, or disputing a Visa purchase car models by organizations may... Premium ( MIP ) and a minimum Credit score is above 640 660... Your monthly payments on time and providing insurance and title requirements to complete the application process also refinance your vehicle! Before profit may include are: you are about to visit a site not by! 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First has low-rate financing options for your auto loan rates priced as low new... Submit your on-time payment and watch your interest rate fall function in online banking to make one or recommendations by... A CARFAX Report may include are: you are using the transfer function in banking. Our AmFirst promise imagine your interest rate falling each month as you your!, RVs, boats, ATVs, and your Credit worthiness or products on sites! Do not include personal or confidential information such as account numbers, or personal. - from vacations to special purchases and member must have a Credit score plays a huge role in your... Links to external third-party sites rates on a line of Credit some types of information that can impact consumers. Forms may be completed online before printing you dont have one, now is a great time to make.! 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